1. Net Worth Tracker:

   • Calculate assets and liabilities

   • Visualize net worth with a pie chart

   • Real-time updates

2. Expense Manager:

   • Add and categorize expenses

   • Track total expenses, monthly averages, and largest expenses

   • Export data to CSV or PDF

3. House Purchase Planner:

   • Calculate mortgage payments

   • Visualize principal vs. interest

   • Adjust loan terms and down payments

4. Investment Strategy:

   • Analyze portfolio allocation

   • Visualize investments with a pie chart

   • Track stocks, bonds, real estate, and cash

5. AI-Powered Insights:

   • Real-time calculations

   • Visual feedback through charts

   • Data export capabilities

There are many areas where you can set clear objectives for self-improvement. Here are some additional categories and examples of goals that experts and writers often mention:

### 1. *Spiritual Growth*
– *Meditation Practice*: Establish a daily meditation routine to enhance mindfulness and inner peace.
– *Spiritual Reading*: Dedicate time each week to read spiritual or philosophical texts.

### 2. *Health and Fitness*
– *Regular Exercise*: Commit to a specific workout regimen, such as joining a gym or following a home workout plan.
– *Healthy Eating*: Set goals for incorporating more fruits, vegetables, and whole foods into your diet.

### 3. *Personal Development*
– *Skill Acquisition*: Learn a new skill or hobby, such as playing a musical instrument or learning a new language.
– *Reading*: Set a goal to read a certain number of books each month.

### 4. *Relationships*
– *Quality Time*: Spend more quality time with family and friends.
– *Communication*: Improve communication skills by practicing active listening and empathy.

### 5. *Career and Professional Growth*
– *Networking*: Attend industry events or join professional groups to expand your network.
– *Career Advancement*: Set specific career milestones, such as earning a certification or taking on a leadership role.

### 6. *Financial Goals*
– *Budgeting*: Create and stick to a monthly budget to manage expenses and save money.
– *Investing*: Start investing in stocks, bonds, or other financial instruments to grow your wealth.

### 7. *Hobbies and Leisure*
– *Creative Pursuits*: Engage in creative activities like painting, writing, or photography.
– *Travel*: Plan and take trips to explore new places and cultures.

### 8. *Community and Social Impact*
– *Volunteering*: Dedicate time to volunteer for causes you care about.
– *Advocacy*: Get involved in advocacy work or support social justice initiatives.

These are just a few examples, and the possibilities are endless. It’s important to choose goals that resonate with you and align with your values and aspirations. 

It sounds like you’ve already got a solid system in place for managing your tasks and time! Here are some additional insights from experts on time management for self-employed individuals:

1. *Set Clear Goals and Prioritize*: Define your short-term and long-term goals, then break them down into actionable steps[

2. *Time-Blocking*: Allocate specific blocks of time for different tasks throughout your day

3. *Use Technology Wisely*: Leverage tools like project management software, calendar apps, and communication platforms to streamline your workflow and stay organized[elf-Care*: Schedule regular breaks to recharge and avoid burnout

5. *Delegate When Possible*: If you have a team or can outsource certain tasks, delegate to free up time for high-impact activities[

6. *Learn to Say No*: Be mindful of overcommitting and learn to say no to tasks that don’t align with your goals or priorities

7. *Track Your Time*: Keep a log of how you spend your time to identify areas where you can improve efficiency8. *Reward Yourself*: Set up a reward system for completing tasks or reaching milestones to stay motivated